North Carolina Bail Bonds Practice Exam

A defendant qualifies for surrender without return of premium when they fail to notify the surety of a change of address. This situation is significant because it highlights the defendant's responsibility to keep the surety informed of their whereabouts. Failure to do so can be seen as a breach of the terms of the bail agreement, justifying the surety's decision not to refund the premium. In contrast, paying the premium is a standard requirement for securing bail and does not lead to forfeiture of the premium. Providing incorrect personal identification can lead to complications, but it does not automatically result in a loss of the premium if addressed appropriately. Additionally, having a valid driver’s license, while a valid form of identification, does not affect surrender policies related to changes in address or breach of agreement. Thus, these other situations do not meet the criteria for non-refundable premium due to their nature or the circumstances they present.